Financing options that have helped South Florida homeowners get their roofs done — explained honestly.
Important Disclaimer: I am not affiliated with, employed by, or compensated by any of the financial institutions listed below. These are options I've seen help South Florida homeowners get their roofs done over the years. Always do your own research, compare offers, and consult a financial advisor before making any financing decision. Terms, rates, and availability vary by lender and individual credit profile.
Property Assessed Clean Energy — repaid through your property taxes, not your credit score.
Ygrene is one of Florida's most widely used PACE financing programs. Because it's tied to your property rather than your personal credit, it's accessible to many homeowners who may not qualify for traditional loans. Repayment is added to your property tax bill.
Good credit options with competitive rates and fast funding — no home equity required.
LightStream (a division of Truist Bank) offers unsecured home improvement loans with competitive rates for borrowers with good to excellent credit. Known for fast funding — sometimes same day.
SoFi offers personal loans for home improvement with no origination fees and flexible terms. A solid option for borrowers who want a straightforward online process and transparent pricing.
Member-owned institutions that often offer better rates and more flexibility than big banks.
Ed Fed is a South Florida-based credit union that has helped local members with home improvement financing. As a member-owned institution, they tend to offer more personalized service and competitive rates.
Space Coast Credit Union serves members across Florida with home improvement and personal loan options. Known for competitive rates and a strong commitment to member service.
I also have access to financing programs that are only available through licensed roofing contractors — not directly to homeowners. These programs can offer competitive terms and faster approvals, but require me to apply alongside you as part of the roofing project.
Interested in learning more? Call or WhatsApp me directly and I'll walk you through whether this option makes sense for your situation.
Estimate your monthly payment based on loan amount, rate, and term. This is for planning purposes only.
This calculator provides estimates for planning purposes only. Actual rates, terms, and monthly payments will vary based on your credit profile, lender, and loan type. This is not a loan offer or guarantee of financing. Always consult directly with lenders for accurate quotes.
Ready to discuss your financing options?